Angie’s List: Hiring reputable professionals when home buying

Angie’s List: Hiring reputable professionals when home buying
LEWISTON, ID - Buying a home is an exciting adventure, but it can quickly turn to heartache.

Our partners at Angie’s List warn, before you fall in love with a home, line up a team of reputable professionals that will work for you.

"It's been an emotional roller coaster," said homeowner, Brenda Payne. "I've had days of crying and then days of today they put up a rock fireplace and it was elation, you know you start to see it come back together. Okay we're going to get there."

"Over the years, the one thing I have learned is people tend to wait until the last minute to make a decision about finding a home inspector, for example," said Angie's List Owner, Angie Hicks. "You want to do that at the beginning of your home search - before you're under the time crunch of having to get the home inspection done in a certain number of days. You know you're going to need a home inspector. Find out who you want to work with before you're under the gun."

"Don't overlook anything if something doesn't look right to you question it," said Payne. "Don't think you don't have a right."

"Many people have success selling their home by owner, but you need to understand the work involved in selling the house," said Hicks. "It's not just showing and marketing the house. It's also the paperwork and the legal documents that you'll have to handle. So, as long as you understand how that is going to get done, you might have good success here."

Angie's List said you should always get pre-approved for a loan before you start your home search, that way you won't run into any surprises. But keep in mind new rules that took effect in January could make it more difficult for you to get pre-qualified.

Though aimed at protecting consumers, increased regulations mean would-be buyers need to meet more stringent financing terms, such as lower debt-to-income ratios, and pay more in closing costs.